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New White-Fi Network To Bring More Internet To More Places

Yes, I did not miss-spell it, White-Fi or White Space Networking is now live in a test in North Carolina.

White spaces are the radio frequency’s in “unused TV channel areas” .

Using a database to control its use where a TV signal is being used, and not used for white-fi, is the heart of making use of the white space network.

For now, it is being used for “back-haul” connectivity from Internet/ISP to local wi-fi ( 802.11a/b/g/n ). But as this gets going, I would expect to see this deployed in tablet and handheld devices within a year.

There is no doubt the need is there and it will be a game changer for all those monopoly’s of 3g internet service that we all pay through the nose for.

I believe it was first conceived by Microsoft but has spread in interest to Google and the like. Major deployments should be expected in the fall of 2012 and I would think it will be a BUZZ word as folks with little to no broadband connectivity start screaming for it.

Personally, I can find future problems with the new tech network but anything that will provide for the unprovided and stop the congestion of normal 802.11 networking is a plus with any problems sure to be worked out along the way.

That is if the big internet providers don’t lobby lots of restrictions on the white space tech.

Soon to play out in a Super PAC Donation in your Congressional district !

Additional Reading from PC Mag

Think Company’s Are Not Compiling Info On You… Think Again…

Yes the corporate world has been doing what Uncle Sam is not allowed to do. Why should this bother anyone.

You would think this is not a big deal and if you listen to what they say, it’s not. But what the fail to tell you is not current use of the data, but future use and future possibilities of hacks and the unknown of what will someone do with the info in future.

Please allow me to give you a live example of my own personal experience and this would be just one of many in the last 5 years. First I should tell you I have nearly limitless email addresses that I use for security purposes (to know when this kind of stuff happens).

I was astounded when I received a email from Apple wanting me to participate in a survey of customer experience with the Apple iTunes Store. First I thought it was a spoof/Phishing email so I investigated the full header of the email and then proceeded to look at where the links in it went to.

Sure enough, it is a genuine Apple email. I did not legitimize the email (encoded with a service number that represents “ME”) by clicking the link within but went to the site and looked for the survey.

So whats the problem ? The problem here is I have never used that email address with any Apple products or services and/or correspondence with that company. I do know that they obtained a different email from PayPal when I bought FREE apps from the iTunes store. No monetary transaction but the info was still shared without my knowledge.

So why should this bother me?

It is just a small picture of a even larger image. None of the company’s that have your information, many who have shared it with many unknown “affiliates” can keep the information secure. So I am willing to bet there are folks out there, legit and not, who will find the info a great value to resell. When a company goes belly-up who guards it then? Why can’t they tell me who AFFILIATES ARE ! And exactly what and who they share it with and when. And if they are allowed to SHARE this info and with whom?

Don’t believe me….

Well last year, I was able to go to the Chinese version of our eBay and actually bid on my own Apple iTunes account information.

I am tired of my information being shared with affiliates who are not bound to me to keep it safe and secure. In fact, I will never know who they are and to top it off, who are their affiliates they might share it with. The more places it is stored, the more chances for a hack.

Well back to the original problem of this message from apple. They shared it with the company responsible for taking it.

Here is the fine print from the page and the page itself.

”

You must be 15 years of age or older to participate. Apple has contracted Medallia, an independent marketing research firm, to conduct this survey. Your responses will remain strictly confidential. If you need assistance, please click here.

”

Apparently, Medallia had the email address and associated with me and my iTunes account.

Just remember that information about you can be used to look how the holder of it wants it to look and while the government can not do what these company’s can, the Government can subpoena the info being held if they know it exists. I just have this paranoia that when I am falsely accused of something, It will be some FBI agents job to get a conviction and they don’t care how they slander you to look like a bad person, they just do it. So all those pages you may have stumbled on by accident become an issue. Please remember this if you ever sit on a jury about to judge someones guilt based partly on where and how they surfed the web.

And how will this affect you credit worthiness if you are to be judged by what you might do as Credit Agency’s now have patents on software to do just that. It is unknown to me if they are actually using it.

The unfunny thing is that the survey email “was not sent to my account on file” with Apple iTunes or the one they nabbed from my PayPal account or the one on file shared with AT&T.

Most of this info in the sort term will be used by those unsavory folks who will target you/trick you into clicking from that email and giving up account info or worse virus / malware planting to obtain all your account info and web browsing data.

One piece of advice… Don’t use your friends/relatives email to correspond with anyone as they might be emailed data in the future that could lead to accounts being compromised from their computers.

Need I remind you that the following fortune 500 company’s have had large scale hacking in the last few years. Google (multiple times), American Express, Sony (playstation live accounts), Apple, MasterCard and other popular sites like Zappo’s Just to mention a few from the top of my head!

Google has the worst and terrible way of linking accounts that makes one breach a multiple breach. Since I have muti accounts with youtube/adsence/analytics/code/gmail/chat/voice and more, one breach can give access to all my accounts even though I use separate email addresses and seperate passwords for each account, they link them together.

I received a letter from American Express a few days ago telling me that my account had been compromised. UN-Funny thing is that account was cancelled over 7 years ago so there you can see how long this stuff stays around. Of cource they tell me my SSN was not compromised but its NOT a measured assessment that I can trust ! You already lied to me telling me it was safe and secure and now you tell me SSN was not compromised…. who can believe that now.

Just remember this, Today someone can tell you their system is the most secure system in the world and that does not make it 100% and even if it were, tomorrow is a new day with a new set of rules in data security.

Verizon Backs-Off New Charge… Victory for some but more yet…

So Verizon Hears the public cry and reverses their previous announcement of a new $2 fee for paying online. If you are tuning in late, please read yesterdays post first.

What I find more interesting is the statement they made of what they were trying to do.

They stated that they were trying to encourage customers to sign-up for other “AUTOMATIC PAYMENT METHODS” and that it was “designed to improve the efficiency of those transactions”

Now in the case you do not understand exactly what type of payment they are talking about, let me explain and tell a short story why you never want to sign-up for a method of this type unless you have plenty of money and have lots of time to sort out whether you are being charged correctly.

These types of payments come directly out of your checking account or credit card without your prior knowledge of what the charge is going to be. Oh.. I’m sure they will send you a text message or something like that a few minutes before hand.

Why is this such a bad thing. Its not if you know what the charge is going to be and can remember to have plenty of balance available in the case you either get extra charges (nobody gets those on their cell bill) you may or may not have actually made and it also has to do with the trust they will not make a mistake in the process.

Now the short story of personal experience.

About 9 years ago, I had a retail shop and accepted credit cards for the convenience of the customers. Like most small service and retailers, not many company’s want to deal with the little guy without charging you a arm and a leg. So I had run into a deal with a credit service provider that was reasonable at first glance and will not go into the horror stories of that mess.

The deal was I accepted credit cars and the money was deposited in my bank account as long as I followed the rules of proper credit checking with their service.

For the fees I would owe them, once a month, they would automatically withdraw from my checking account.

This all seems very reasonable but I was not allowed any other payment methods, just the automatic withdrawal of funds from my checking account. OK fine.

After several other company’s began dealing the same way, it began to make me nervous that if just one of them had a security breach, my account could be empty when I needed it most so I started a new account for anything other than electronic money transfers (checks only) and left this account just for the ones that required no paper.

After doing business with these folks for a number of years, I knew exactly what my charges to the account were going to be (a big waste of time to calculate every month) and would not allow the account to get more than 10 percent over what I knew was going to be withdrawn.

All happy about the protections I gave myself for about 20 months and then the day came…

I could not use a credit card to purchase inventory I needed in a online order… so I called the issuing bank to find out what was up. Well the automatic payment from my checking account was rejected from a lack of funds. How could this be… I grabbed my sheets I used to calculate and rechecked and found no problem with my math and had listed all the charges so I turn to my Local (regional) Bank and they tell me I have all sorts of rejections for the last several days and the charges are mounting for NSF every day for each.

A trip to the bank and a printed statement provided for the last week and I see that the credit card service had taken the correct amount out of my account but did so twice in the same minute. There was no reason for the bank to reject such a double dip as I signed a waver authorizing them to withdraw from my account whatever and when ever they wanted. I would have to fight to get my funds back but what about all the charges they caused me at no fault of my own ?

As it turned out (to keep this a bit shorter) This created a avalanche of NSF and all the bounced electronic transactions and fees cost me over $2,000. It is no help to me that I did get back the original double dip mistake. I also lost 2 days of work to sort the mess out costing me customers and money associated with them. Had I not got as active as I was, it would have put me out of business in 3 more days.

OK Now, it was a bit longer story than I wanted but I hope you understand that when you authorize them full access to your account, you are giving them your financial life. Do you really trust them that much.

Just think, you will never have to get upset about new fees in the future cause you will not really find out till its to late… the money will be gone. Oh, they will tell you in advance about new fees in a email trapped in your junk mail account of some fine print on your paper bill if you get one.

If you do trust them a bit further to think that their system is so secure that you will never have a problem.

Do you have the time and money to sort it all out when it goes wrong and I say this knowing you must fight to get your funds back, they will not just hand them over because someone made a mistake.

Look forward to many of these Merged-up somewhat monopolies to encourage you to do the same auto-drafting to your checking account. After all, they need money for something that does not go to the shareholders !

They say money at the speed of light and I say theft at even the speed of sound is to much for me.

MOOT ADVICE:

Lastly I will say that paying with a credit card and mailing a check to the credit card is the method that gives you the most rights and protections and you do not have to loose your funds while you argue the transactions. Keep everyone away from your cash-stash !

If everything is as safe and secure as they say today, tomorrow is a new day with new rules.

There are no secretes, just things you do not know about !

Verizon Slams Cusomers With New $2 Charge… But there is more to this…

Yes Verizon has stated they will be charging customers a $2.00 fee for paying their bill online.

Lets just back-up and see why this is so totally absurd.

Banks and every other large business, especially those that have multiple mergers in the last 10 years, have spent a lot of time and money convincing the public to be green and paperless by paying online.

While the main reason they took this initiative is that it saved them lots and lots of money directly in the form of bank fees for paper transactions and mailing and printing costs and indirectly by fewer employees required to handle payments.

So they got what they wanted and a very large portion of Verizons customers pay online.

And now, the savings to them will now cost you extra.

To this author, reality seems to read to me that after the expensive merger with Alltel and steep competition in the cellular market, raising base rates of cell service or Cable TV / Internet service to boost a bottom line would be suicidal to Verizon. So they want to bring it in, in the form of fees that they thought would not be noticed.

Surprise… we noticed and quickly.

So I ask the question… How was the merger with Alltel beneficial to the public ? The company was prosperous and expanding. It is not like they were bankrupt and failing.

So will you condone this activity from a company that has a monopoly on CDMA Cellular Service. That means you can not take a phone purchased at their store to any other carrier for service because they own all the property for the technology.

Because of all the merger activity on the GSM tech side of Cell Phones, You have little choice. It’s like voting for the lesser of two evils. Thank goodness the merger between AT&T and T-Mobile did not pass the smell test or you basically would have only 3 Cell Networks incomparable with each other.

I have always preferred to pay by check and by mail until one of those company’s pushing me to pay online will guarantee the safety and security of my email and the electronic transaction itself.

What is curious to me since the big move in the banking industry really was this very same electronic transactions and paperless savings. It seemed only natural to think once they had most of us converted to electronic money and debit cards that they were going to start with fees here and there until we got use to the idea again. Then Whammy! OK I was daydreaming or was I ?

It sure is interesting that all this profitable merger activity in the banking industry and all the huge savings with electronic transactions has yet to yeild the shareholder a reasonable share of the new profits. Where do they go … more merger?

That is a subject for a future MOOT Post !

2011… What A Year In History !

Some simple observations of the year that has gone by us…

The Arab Spring is most notable, but incomplete till Iran, although not Arab, has an uprising… Still to come.

Yes this Arab Spring as we call it has done what no government military could do at a huge savings to life and not as much with a gun but with information and participation that the Internet could help organize and spread accurate information quickly within a people.

Unrest in Russia may be coming to clean-up unclean elections. If successful, the very same will be sure to come to Iran in their next elections.

In the middle of that unrest combine a similar low key uprising here in the states where people stand up against uncontrolled capitalism gone astray in the form of the occupy movement. And again the Internet has played a big role.

In short, a trend can be noticed. People armed with the free flow of information can bring a more peaceful change for a better planet. But this still requires your participation.

This leaves us to wonder… Will the Internet remain free ? The question needs a further definition of “FREE”. Free being defined here as NOT controlled by a Corporate entity and only lightly regulated by its government as so to preserve the all are equal original intent and was the first made promise in the creation of the Net.

It is the only threat to those among us that would do us harm as well as the biggest threat to do us harm.

Forget The Pen, The Keyboard is Mightier than the Sword !

A Letter From Santa !

Press Release From Santa Clause
For Immediate release:

To whom it may concern…

With the lack of laws for corporate mergers, acquisitions,
severe competition from those laws favoring the To Big to Fail,
leadership bonuses, cancellation of regulatory law
and no will to enforce the few remaining laws not removed in last 20 years,
And Like Most Ma and Pa operations…

This Christmas
There will be no more “CHRISTMAS TOYS”…

The elves and I are forced to move all operations to the Internet.

From this time forward, we will reward the good Boys and Girls via

www.eCHRISTMASTOYS.COM You May Look Things Over at eChritmasCatalog.com

All conventional operations at the North Pole have been closed.
The Reindeer have been laid-off.
Rudolf was retained to power our web servers on a seasonal basis.

The sleigh will be sent to iRepos.com then go to iBankAuction.com

We expect, once this transition is complete,

a 50% reduction in the elf.us workforce will be required.

They should be eligible for eUNEMPLOYMENTiServices.com.

All elves.cn in China will remain as they work for ReindeerNugets.com

Those effected are encouraged to open their own www.iSomething.biz

If you succeed, please use TaxForm.me and pay a share of your proceeds
so that ToBigToFail.Com can keep putting MaAndPa.Biz out to dry.

If you email WashingtonDC.gov ,
Please forward Attention.info to Congress.us.gov

Apparently, this takes Money.com to work if you have any left.
If not, see BankToBigToFail.com to lease your Money.com Back.

Unlikely as they have been giving a bunch of it to
BothPartys@Congress.us.gov where there is a great Money.net

I do wonder what happens when ToBigToFail.com
Finds a way to buy, merge or control Internet.org as it is
the elves last hope ?

( also see iRevolutionaryArmagedon.jobs )

Signed,
The New …..eSantaiClause.com

Hope You Have A Very www.eMERRY iCHRISTMAS.com !

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